Legal
Our policies for using PrepMasters.
Terms of Use
Effective Date: 20 May 2026 App Name: PrepMaster Website/App: PREPMASTER.PH Owner/Operator: PREPMASTER.PH Welcome to PrepMaster. These Terms of Use govern your access to and use of PrepMaster, including our website, web app, mobile app, review platform, courses, review modes, AI-assisted features, payment system, and related services. By creating an account, accessing PrepMaster, enrolling in a course, using our review materials, or making a payment, you agree to these Terms of Use. If you do not agree with these Terms, please do not use PrepMaster. 1. About PrepMaster PrepMaster is an online review and learning platform designed to help students, professionals, board exam takers, and government civil service examination takers prepare through structured courses, practice questions, review modes, exam modes, smart review features, AI-assisted explanations, rationale-based materials, analytics, and progress tracking. PrepMaster is a private educational review platform. It is not a government agency and is not affiliated with, endorsed by, or officially connected to any licensure board, government examination body, school, university, or government office unless expressly stated in writing. 2. Eligibility By using PrepMaster, you confirm that: You are capable of entering into these Terms. The information you provide is true, correct, and complete. You will use the app only for lawful educational and review purposes. If you are a minor, you have permission from your parent or legal guardian. 3. Account Registration Students may register using: Email and password Google account Apple account When registering, you may be required to provide your name, email address, contact number, school, selected course, and other enrollment-related information. If you register using Google or Apple, you may still be required to complete your profile before proceeding with payment, uploading receipts, or completing course enrollment. You are responsible for keeping your login credentials secure. 4. Account Approval and Access Student accounts may require administrator approval before course access is granted. After approval, a student may receive: Limited access Temporary access Full access Limited or temporary access may be restricted by: Number of days Number of questions Course, subject, or module access Review mode or exam mode availability Payment status Full access is granted only after payment is verified and permanently confirmed by an authorized administrator, unless the administrator grants special access manually. 5. One-Device Login Policy PrepMaster may allow only one active device per student account at a time. If you log in using another device, your previous device may be automatically logged out. This feature is intended to protect accounts and prevent unauthorized account sharing. You agree not to share your account with other users. 6. Course Enrollment and Payment Some courses may require payment before full access is granted. PrepMaster may use a PayMongo payment link or another payment service provider for course payments. PayMongo provides payment link services and has its own terms and policies that may apply when users pay through its platform. After payment, you may be required to upload proof of payment, such as a receipt, screenshot, or payment reference number. Payment submission does not automatically guarantee full access. Full access is granted only after administrator verification and confirmation. 7. Payment Verification Uploaded proof of payment will be reviewed by an authorized administrator. The administrator may: Verify payment Reject payment Request another proof of payment Grant full access manually Keep the student on limited access until payment is confirmed If payment proof is rejected, you may be asked to upload a valid receipt or reference number. 8. Refund Policy All payments are subject to the refund policy of PrepMaster. Unless otherwise stated in writing: Review course fees may be non-refundable once access has been granted. Payments may not be refunded after the student has accessed course content. Refund requests may be reviewed case by case. Processing fees charged by third-party payment providers may not be refundable. For refund concerns, contact: [Insert Email Address]. You may revise this section based on your actual business policy. 9. Use of Review Materials All review materials inside PrepMaster, including questions, choices, explanations, rationales, images, modules, analytics, study plans, and app features, are for personal review use only. Students are not allowed to: Copy, reproduce, screenshot, download, sell, or distribute review materials without permission Share account access with another person Upload PrepMaster content to social media, groups, websites, or other platforms Use the content for commercial review centers or competing platforms Attempt to extract, scrape, or copy the question bank Violation may result in account suspension, termination, or legal action. 10. AI-Assisted Features PrepMaster may include AI-assisted features such as: AI-generated explanations Smart Review recommendations Weak area detection Personalized study suggestions AI learning insights AI-generated content is for educational support only. It may not always be perfect, complete, or error-free. Students should use AI explanations as a study aid and not as the sole basis for examination preparation. For some modules, such as abstract reasoning or image-based exams, PrepMaster may use manually prepared Rationale instead of AI explanations. 11. No Guarantee of Passing PrepMaster is a review and learning support platform. We do not guarantee that use of the app will result in: Passing a board examination Passing the civil service examination Passing any professional or academic examination Admission, employment, promotion, licensure, certification, or qualification Your performance depends on many factors, including your study habits, preparation, understanding, and actual examination conditions. 12. User Conduct You agree not to: Use PrepMaster for illegal purposes Share or sell your account Upload false, misleading, or fraudulent payment proof Attempt to hack, disrupt, overload, or damage the system Reverse engineer or copy the platform Use bots, scripts, scraping tools, or automated access Harass, threaten, or abuse other users or administrators Upload harmful files, malware, or offensive content Violation may result in account restriction, suspension, or deletion. 13. Account Suspension or Termination PrepMaster may suspend, restrict, or terminate an account if the user: Violates these Terms Shares an account Uploads fraudulent payment proof Misuses course content Attempts unauthorized system access Engages in abusive or harmful behavior Fails to comply with payment or verification requirements PrepMaster may also restrict access if a student’s temporary access expires or payment is not confirmed. 14. Account Deletion Students may request or initiate account deletion, if this feature is available. Before deletion, the student may be required to confirm the action by typing: DELETE Account deletion may be permanent and may result in loss of: Profile information Course access Review progress Exam history Smart Review records Badges Leaderboard data Uploaded receipts Learning analytics Some records may be retained for legal, security, audit, payment, or administrative purposes. 15. Intellectual Property All content, design, logo, software, course materials, question banks, rationales, explanations, graphics, user interface elements, and system features of PrepMaster are owned by or licensed to PrepMaster. You are granted a limited, non-transferable, non-exclusive right to use the platform for personal learning and review only. No ownership rights are transferred to you. 16. Third-Party Services PrepMaster may use third-party services, including but not limited to: Payment processors Google sign-in Apple sign-in Cloud hosting providers AI service providers Analytics or storage providers Your use of third-party services may be subject to their own terms, privacy policies, and requirements. PrepMaster is not responsible for issues caused by third-party platforms, including payment failures, downtime, account authentication problems, or service interruptions. 17. Privacy and Data Protection Your use of PrepMaster is also governed by our Privacy Policy. We may collect and process personal information to provide account access, course enrollment, payment verification, learning analytics, support, security, and app improvement. Users may have rights relating to their personal information, including rights to access, correction, objection, erasure or blocking, and other rights recognized by applicable privacy laws. Please read our Privacy Policy for more details. 18. App Availability and Changes We aim to keep PrepMaster available and functioning properly, but we do not guarantee uninterrupted or error-free service. PrepMaster may update, modify, suspend, or discontinue features at any time, including: Courses Question banks AI features Review modes Payment systems Access rules Pricing Subscription or enrollment terms We may also perform maintenance, updates, or security improvements without prior notice. 19. Limitation of Liability To the fullest extent allowed by law, PrepMaster, its owners, administrators, employees, developers, partners, and service providers shall not be liable for indirect, incidental, special, consequential, or punitive damages arising from your use of the platform. This includes, but is not limited to: Exam failure Loss of access due to account violation Internet or device issues Payment provider issues Incorrect use of review materials AI-generated errors Temporary downtime Data loss caused by factors beyond reasonable control 20. User Responsibility You are responsible for: Reviewing consistently Verifying your account information Uploading correct payment proof Keeping your account secure Completing your profile when required Understanding that PrepMaster is a support tool, not a guarantee of passing Following all app rules and policies 21. Changes to These Terms PrepMaster may update these Terms of Use from time to time. When changes are made, we may update the effective date above. Continued use of the app after changes means you accept the updated Terms. 22. Governing Law These Terms shall be governed by the laws of the Republic of the Philippines, unless another jurisdiction is specified by the owner/operator of PrepMaster. Any dispute shall first be addressed through good-faith communication with PrepMaster support before pursuing formal legal remedies. 23. Contact Information For questions, concerns, payment issues, account concerns, or legal notices, please contact: PrepMaster Data Privacy Contact Email: prepmasters2025@gmail.com Contact Number: +639089084776 By creating an account or using PrepMaster, you confirm that you have read, understood, and agreed to these Terms of Use.
Questions about this policy? Contact support@prepmasters.ph.
